Business Associate - Visa Leadership Accelerator Program (For Fresh Graduates)

As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company's dedication to innovation drives the rapid growth of connected commerce on any device, and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You're an Individual. We're the team for you. Together, let's transform the way the world pays.

The Visa Leadership Accelerator (VLA) is an 18-month program with three - six month rotations through Visa’s functions. The VLA program supports Visa’s mission to build a strong entry level pipeline of talent with cross-functional knowledge and experience. Associates rotate through three functions of the business, including: Product, Visa Consulting & Analytics, and Merchant Sales & Acquiring (MSA). In addition to meaningful rotations, Associates are given training & development, mentoring, networking and leadership exposure.

Rotational Assignments include:

Product:

Visa’s Product Team is responsible for all aspects of the regional product strategy, solutions development and delivery to clients of both core and digital platforms that drive revenue growth for Visa as well as clients and customers satisfaction. As a Product associate, you will be responsible for positioning Visa as the preferred choice of network partners by Issuers and the brand of choice by consumers. You will work very closely with the Country Manager, Business Development Teams, the Marketing team and the other cross-functional teams within Visa. The successful candidate will interact with all levels of Visa management and staff. This position will involve constant interaction and communication with Clients and key Visa stakeholders.

Some things you might work on during your Product rotation include:

• Participate in Products strategy definition for both core products and digital solutions
• Products range definition, including features, benefits and pricing
• Products adaptation to local market needs and at Issuer level
• Implementing of the CVP through in-house development and partnerships
• Delivery of products to clients, including marketing materials
• Participate in market and competitors benchmarking
• Support in the products ideation and concepts testing, data analytics activities, products material preparation, products sales activities to clients

Visa Consulting & Analytics (VCA):

VCA is the payments consulting arm of Visa, focused on serving Visa’s clients and partners. We offer consulting and analytics services across different areas of interest to our clients including strategy, product, portfolio management, risk, digital and more.

Within VCA, we have a dedicated Data Science team who are passionate about statistics, advanced analytics and machine learning with best-in-class access to insights from VisaNet, one of the largest payment networks in the world.

Some things you might work on during your VCA rotation include:

• Prepare client project proposals, clarifying objectives, scope, deliverables, approach, dependencies, roles and responsibilities
• Oversee project setup including (but not limited to) hypothesis testing, data insight gathering, formulating methodologies and strategies
• Develop fact base by undertaking client interviewing, collecting and analyzing inputs such as client data, process flows, policies, competitive, industry and environmental information
• Identify solutions and recommendations that address client objectives and result in performance improvement; demonstrate relevant Visa Consulting & Analytics methodologies, frameworks and global standard methodologies
• Design and deliver compelling presentations to illustrate findings, ideas, and recommendations within consulting engagements

Merchant Sales & Acquiring (MSA):

Merchant Sales & Acquiring Team is responsible (but not limited) for the business development with the biggest merchants (Groceries, Petrols and Consumer electronics chains), Fintechs and Acquirers with regards to driving acceptance in the country. Key target is to build strong working relationships with key Merchants in order to drive VISA acceptance & usage, advise acquiring banks and fintechs how to optimize their acceptance business and develop Co-brand campaigns deployment, innovations etc.

Some things you might work on during your MS&A rotation include:

• Assessment of merchant segments and performance
• Comprehensive analysis of existing payment products in selected merchant segments (grocery, petrol etc.)
• Identify areas of collaboration with Merchants to drive payment volumes
• Identifying new payment technologies that can be leveraged to enhance acceptance
• E-com analyses: Devise strategy on facilitating the growth of ecommerce through merchant and marketplace engagements
• Develop recommendations how to improve acceptance experience (E-com and physical acceptance)
• Strategize adoption and development of acceptance in tier 2 and 3 cities

• Currently In a Bachelor’s or Master’s degree program (Computer Science, all Engineering disciplines, Physics, Mathematics, Business/Commerce/Economics)
• Graduate by Summer 2025 (2023 and 2024 graduates are also encouraged to apply)
• Minimum 3.0 GPA or equivalent
• Available to join in September 2025
• Excellent communication, story-telling and presentation skills 

Additional Qualifications:

• Technical majors are encouraged to apply
• Excellent analytical abilities, intellectually curiosity and interest in finding new ways to do things
• Outstanding verbal and written communication skills
• Professional maturity, strong work ethic and the ability to be flexible and adaptable to changing business needs
• Demonstrated leadership capabilities in professional, academic, or volunteer environments
• A global mindset and ability to work in a diverse workplace.
• Ability to work constructively in teams, highly collaborative with a great attitude working on cross-functional teams where there may not be a direct reporting line.
• High energy level, performance oriented and passionate about customers, payment industry, and emerging technologies.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.