Product Manager [Consumer Lending]

2 Days ago • 4 Years +

About the job

SummaryBy Outscal

About the Role:

As a Product Manager, you will be taking the wheel in building lending products for consumers across the GoTo ecosystem. By working closely with the engineering and the design team, you’ll shape the nature of our lending products to ensure our customers are able to meet their short-term and long-term financial needs responsibly.

What You Will Do

    • Solve problems for the customers to help them get financial inclusion and help customers increase their balance sheet with the best experience in Indonesia
    • Collaborate closely with customers and stakeholders, utilizing data-driven insights to meet their evolving needs
    • Drive product decisions using data analytics, A/B testing, and user insights to achieve measurable outcomes
    • Take full ownership of our product portfolio, using data to guide strategic direction and improvements
    • Develop and execute data-informed product roadmaps, setting clear, data-backed objectives
    • Stay at the forefront of industry trends, competitor analysis, and regulatory changes through data-driven research
    • Work in tandem with engineering, design, and marketing teams to ensure data-backed product launches
    • Prioritize user experience enhancements based on data analysis, boosting customer satisfaction and retention
    • Use data-driven decision-making to prioritize features, enhancements, and optimizations that make an impact

What You Will Need

    • At least 4 years of experience as a Product Manager, preferably in a consumer-facing product
    • Ability to set your own targets, ask for help when you need it, and are always looking to learn something new
    • Strong communication skills: Ability to summarize complex and technical topics to a wide range of audiences
    • You are a self-starter, you love to understand systems inside out and make it your mission to deliver quality products
    • Fast & Agile: Ability to excel in a constantly changing and rapidly growing workplace
    • Data-Driven: When making decisions you leverage technical resources and data to support hypotheses. You are skilled at SQL and understand basic statistics, but you also know when to step back from the rabbit hole of ‘too many metrics’
    • Domain Knowledge: Experience in Fintech and Lending is a plus
About GoTo Group
GoTo Group is the largest digital ecosystem in Indonesia with its mission to “Empower Progress’ by offering technological infrastructure and solutions for everyone to access and thrive in the digital economy. The GoTo ecosystem consists of on-demand transportation services, food and grocery delivery, logistics and fulfillment, as well as financial and payment services through the Gojek and GoTo Financial platforms.It is the first platform in Southeast Asia that hosts these crucial cases in a single ecosystem, capturing the majority of Indonesia’s vast consumer household.

About Gojek 
Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.

About GoTo Financial
GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.

GoTo and its business units, including Gojek and GoToFinancial ("GoTo") only post job opportunities on our official channels on our respective company websites and on LinkedIn. GoTo is not liable for any job postings or job offers that did not originate from us. You should conduct your own due diligence to prevent being victims of any fake job scams, if they did not originate from GoTo's official recruitment channels.

About The Company

GoTo is the largest technology group in Indonesia, combining on-demand and financial services through the Gojek and GoTo Financial brands. It is the first platform in Southeast Asia to host these two essential use cases in one ecosystem, capturing a majority of Indonesian consumer household expenditure.


GoTo’s mission is to “Empower Progress” by offering an unparalleled selection of goods and services through a comprehensive merchant and partner network and promoting financial inclusion through its leading payments and financial services business.

Jakarta, Indonesia (On-Site)

Jakarta, Indonesia (On-Site)

Jakarta, Indonesia (On-Site)

Jakarta, Indonesia (On-Site)

Jakarta, Indonesia (On-Site)

Jakarta, Indonesia (On-Site)

Jakarta, Indonesia (On-Site)

Jakarta, Indonesia (On-Site)

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